Update: Last weekend I went over to the estate sale to see the house. The master bedroom, bathrooms and basement were closed off during the estate sale. The bedrooms, family, dining, living, and kitchen areas were all as described by the realtor which is summed up by saying "in good condition but dated decor". I am assuming this will be the case for the bathrooms. My wife was not able to get over there during the estate sale with a busy weekend we had. We are set to see the house at 4pm today with the listing realtor. I believe, assuming a surprise from my wife or some drastic thing we see in the master bedroom, bathrooms or basement we will put an offer in.
My FIL apparently does not want to do give the cash and then us doing delayed financing so I am looking at us qualifying to hold both properties (I think we should be able to from eyeballing it) but my wife is not a very good customer as her credit is frozen and she has not responded to my efforts to communicate with her.
My wife keeps throwing curve balls at me on this. I don't speak to her Dad about financial matters... not as a rule but just something that unless he approaches me, I am not going to approach him. So, she adds more info or isn't sure about something or doesn't know if she wants to do it this way.... etc. I have an offer typed up and waiting on her.
At the same time yesterday, I had a loan file that was stressing me out. The one thing that really is hard for me in this industry is I feel like I care more than others might. To make a long story short, my client had $16K in earnest money on the line and spent $4K in various aspects of the purchase (it is a 12 unit building). If we did not close today, they would lose the $16K and the $4K would have been for nothing.
I was stressed last night and my wife is like "You know, it is ok if we don't get it. If it is meant to be, it is meant to be." and I was like "I am not stressing about us buying this home, I am stressing about my clients loan!"
I am overjoyed to report that the docs are out and the client is wiring their funds on their way to their closing.
Now, to hear back from one of the worst clients ever.... my wife.