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Sam's is not limited. 5% gas anywhere. Only annoying thing is they send a check you can only cash at a Sam's Club. Got my $125 check sitting here ready to cash in for the previous 12 months.
What sort of nefarious activities do you engage in?
Costco gas is among the cheaper gas stations here in Northern VA, but the Costco gas pumps have lines that remind of gas rationing from the 70s. I'm not waiting 30 minutes to an hour to save $1 on gas. I get 1.5% cash back on all purchases with my Navy Federal Visa and 1% from discover (5% on gas 3-6 months out of the year).
It's not worth it for the couple of pennies per gallon i'd save for the avg 12 gallon fill up my car takes. Not to mention that it would hose up my commute. Express Stop in Burke has a comparable price/gallon.
makes sense.. mine is along my current route so it works out well. even when I get off work and head to Costco to pickup random things @ 2:30 the gas lines are all full
The cash back for gas is not just Costco. Same for Sam's (which is 5%). Memory tells me Sam's had more limitations than Costco but it has been a while since I looked into them.
When is Discover's 3rd quarter?
A year later and here we are. A couple of weeks ago I ended up downgrading this to a no fee card so I could retain my points (canceling outright would have forfeited them). For me, it definitely wasn't worth continuing for another year (the fee increased to $550) as we have a three month old and aren't planning on traveling very much. Here's a post-mortem on what my $450 got me:
![[scooter]](/data/avatars/m/22/22287.jpg?1659477690){kind=avatar}
If you want to stick it to Wells Fargo they have a number of good bonus offers right now:
Wife and I just received our 7th and 8th Citi AA cards since November. Went through the public links for biz and personal each. Found the reddit churning site and the code share subreddit where people sell or give away 9-digit mailers that bypass the 24 month language. Each got another biz and personal card. Now looking at 500,000 miles in 6 months. It seems to be the last credit card company churning gravy train alive. Hope on while you can, it can't last much longer, right?
Any problems spending 2,500 in 3 months per card? (I just got this card. one. just for me. ) I had a mailer with the code, but just ditched it since I got the card without it.
Actually it is $3k for personal and $4k for business. Unfortunately I do not have trouble spending it - using Plastiq helps each month paying for mortgage and line of credit, so that takes a big chunk of spending each month. Recently had property tax, income tax, home and car insurance and other bills to pay.
I've gotten to the point I don't put any real spending on churn cards. I try to get bank bonuses put stuff like plastiq spend for mortgage and cycle other bills on as needed. 3k in 3 months is chump change.
Interesting subreddit. I've just dipped my toes into the credit card game with the CSR card. I'll likely be adding the Chase Freedom card as well in the near future to play off each other.
Doesn't the 2.5% fee for using plastiq wipeout a good portion of points you're getting?
I am only targeting signup. I find cards with category bonuses to meet my other spending.
Yep, only for sign up bonus, nothing else.
Couple questions:
They changed the rules on this recently.
Looks like I'm hosed. Seems like they got rid of the ability to have 2 SW personal cards at once just a few days ago. Ce la vie.
You should downgrade to one of the chase freedom products then apply for both sappphires on the exact same day.
Whichever sapphire card version I have has no annual fee. What does downgrade the card mean?
I am not aware of a sapphire card without an AF. I'm not saying it wasn't possible 3-4 years ago, but it doesn't exist today. What does your card say exactly on it?
that's awesome
For me, I misjudged the value of a house I was flipping, ate it hard on the sell and and didn't have the money to cover all my expenses. Took me almost two years to recover. I recovered and even had some left over two weeks ago.
Sometimes you just need it, but i've seen what a negative impact routinely carrying cc debt can have.
