Maybe you've posted it before, but why? This kinda baffles me.
We had some major flood issues years ago that destroyed our credit. Around The same time I blew my back out at work, and left the job. Should have lawyered up and workers comped, but just left. That was really stupid. Then during covid things got worse. Still just trying to dig out of all that. It's just easier to use debit now and spend what we have.
I need to find some sort of side hustle job that I can actually do now. I have physical limitations, so I am thinking something online or phone at this point. I am gonna finish my degree soon (need 2k for the one class) and I'm hoping that will help. At the same time my son is going off to college, so there is alot going on. It is what it is.